Africa Risk Management Banking Forum – The Risk Management Continuum
 
18th March 2014 - Networking Drinks Reception

18.30 A networking drinks reception will take place on the evening of the 18th March at The Lagoon Beach Hotel, Cape Town


19th March 2014 - DAY 1

8.30 - 9.30

Registration 

9.30 - 9.40



Welcome remarks 

Cassandra Colbert, Resident Representative, Ivory Coast, IFC  

9.40 - 10.00


Banking Risk In Africa - The Path Forward

 Saadia Khairi, Vice President and Chief Risk Officer, IFC

10.00 - 10.30






Keynote address - African banking: growth and resilience

Africa's banking industry is undergoing significant change, with new players from new competitors, both local and international,  and an obligation to comply with international regulatory frameworks. In this session, an African central bank governor  discusses major trends and challenges faced by Africa's banking sector, with a focus on what still needs to be done to better  manage risk and comply with international standards.

Joe  DiVanna, Managing  Director, Maris Strategies Limited

10.30 - 11.00

Networking Break

11.00 - 12.00

















African Risk Governance

Senior executives from regional African banking groups take stock of the types of risk faced by African banks today. How has  the sector changed since the financial crisis? How has the role of the board and senior management changed with respect to  risk management?  How robust is the African banking system to withstanding new shocks, both local and systemic? What  kinds of international lending risks are emerging, and what risks attend the rise of cross-border banking on the continent? What  risks are specific to the African banking sector? How are African bankers determining their risk appetite and tolerance levels  and using key risk metrics to manage the business? What is the impact of corporate culture and financial incentives on  ensuring effective risk management? How are risks being measured and, mitigated and how are risk management strategies  being communicated? Finally, what new risks does the rapid uptake of mobile banking pose for the sector?

Speakers:
 Abdalla Abdulkhalik, CEO, Gulf Africa Bank
Hassan El Basri, Managing Director and Head of Risk Management, Group Banques Populaire
Steven Buck, Manager, Integrated Risk Management, IFC 
Lakshmi Shyam-Sunder, Vice President and Chief Risk Officer, World Bank Group

Moderator:
Cameron EvansPrincipal Financial Officer, Global Risk Management Advisory, IFC 

12.00 - 13.30

Networking Lunch

13.30 - 14.30



















Regulatory challenges

With uncertainty over the final package of Basel III regulations, and changes mandated by central banks in some countries,  regulation has been at the forefront of senior bankers' attention.  In this session, we will look at how regulators, and banks, are  responding to the challenges of banking risk? How far along are different countries in meeting Basel II requirements? Where are  they on the continuum to Basel III? Where do African bankers look for best practice? How will the evolving regulatory  requirements affect business - both positively, such as aiding international expansion, and negatively, in terms of cost and a  tighter squeeze on margins?

Speakers:
Caroline  Anyanwu, Executive Director, Risk Management & Control, Diamond Bank 
Justine Bagyenda, Executive Director Supervision, Bank of Uganda 
Neil Maree, Assistant General Manager: Risk Division, South African Reserve Bank 
Yusuf Omari, Chief Financial Officer and Executive Director, Barclays Bank of Kenya
Rob Wade, Associate Director, Financial Risk management, KPMG

Moderator:
Paolo Martelli, Director Latin. America and the Caribbean, IFC 

14.30 - 15.00

Networking break

15.00 - 15.30










The liquidity Conundrum

Basel III regulations have strengthened liquidity requirements. But do the regulations go far enough? In this session, we take an  in-depth look at the importance of market liquidity, and a diversified funding strategy.

Speakers:
Andries Du Toit, Group Treasurer, FirstRand Banking Group
Gavin JonesExecutive: Capital, Funding and Treasury, African Bank Limited

Moderator:
Cameron Evans, Principal Financial Officer, Global Risk Management Advisory, IFC 

15.30 - 15.50



Recap and review of the day

Martin Kimmig, Chief Risk Officer, Africa, IFC 

15.50 - 16.00

Closing remarks 



19.00 Delegate Dinner, The Lagoon Beach Hotel


20th March 2014 - DAY 2


8.30 - 9.30

Registration 

9.30 - 9.35

Opening remarks

9.35 - 10.00



Opening Keynote

Juma Reli, Deputy Governor , Bank of Tanzania

10.00 - 10.30




What does the IFC look for when making investments?

An insight into the IFC's investment strategy.

Martin Kimmig, Chief Risk Officer, Africa, IFC 

10.35 - 11.15














The impact of technology on risk creation and risk management

The exponential increase in connectivity and technology has been a two-sided coin for banks. New risks such as data protection, system threats, privacy, money transfers and mobile banking are emerging and growing in importance. At the  same time, the ability to collect and analyze data streams and change processes gives bankers new opportunities and the  means to more accurately measure and control risks. In this session, we take a brief tour of some of the best practices in  technology implementation, look at which areas of the business present most risk, and share insights on how to effectively use  data in risk and capital management, strategic planning, decision making, performance assessment and competitive  positioning. 

Speakers:
Irma Coetzee, Solution Director: Risk & Finance, Fin Services IBU EMEA, Oracle
Augustine Makhoni, Senior Manager, Accenture
Alex Kwiatkowski, Head, Financial Insights Europe, IDC

Moderator:
Lanre Akinola, Editor, This is Africa

11.15 - 11.45

Networking break

11.45 - 12.45












Reducing risk and improving access to finance through better credit rating

Accurate rating of credit-worthiness is key to reducing risk for the lender and costs for the borrower, ultimately leading to  improved financial access, better financial liquidity and improved economic growth. The African context of a large population of  unbanked and little or no credit history for many new urban consumers, and small businesses poses challenges for the  banking sector. What best practice is emerging on addressing these challenges?

Speakers:
Athu Karume, Regional Director, First Access Tanzania
Frank Lenisa, Director, Compuscan  
Tony Lythgoe, Manager, Financial Infrastructure, IFC

Moderator:
Peer Stein, Director, Access to Finance, IFC

12.45 - 14.00: Networking lunch
14.00 - 14.45













Market trends in fragile and conflict-affected states

 A robust banking sector, supported by a stable regulatory framework, is key to sustained growth in fragile and post-conflict  states. Banks in these states have substantially different  challenges when it comes to assessing market risk and return than  their peers in other markets. How are they approaching this? Which sectors are their key areas of focus? What are the  challenges? How are they working with government, regulators and international agencies to develop and promote a stable  financial sector?

Speakers:
Ketki Bhagwati, Chief Investment Officer & Global Program Head, Fragile & Conflict States
Talal El Bellaj, Global Risk Management Manager, Attijariwafa Bank Group 
Godwin Ehigiamusoe, CEO, LAPO Microfinance Bank

Moderator:
Ian Weetman, Manager for Financial Markets in Sub-Saharan Africa, IFC 

14.45 - 15.45














Balancing risk and opportunity in growth sectors

Agriculture, retail, micro-lending and finance small and medium sized African businesses are vital to increasing and sustaining  economic growth in Africa and are among the most rapidly-developing and innovative banking sectors. What are the best  practices in effectively managing lending risk in these sectors, from setting credit policies and underwriting standards to the  effective use  of scoring and rating tools? How are African banks managing portfolio quality, and the monitoring and collection  process? What kind of systems and infrastructure – data management, loan management systems, analysis and oversight -  are necessary?

Speakers:
Roland Coulon, CEO, Access Bank Tanzania
Rose Kinuthia, Chief Risk Officer, KCB Group
Steve Kyerematen, Chief Executive Officer, Activa International Insurance
Biyi Olagbami, Chief Risk Officer, Fidelity Group Ghana
Nahashon Wamugi, ‎Head, Corporate Credit Analysis, Co-operative Bank of Kenya

Moderator:
David Crush, Manager for Access to Finance Advisory Services in Sub-Saharan Africa, IFC 

15.45 - 15.55



Recap and review of the day

 Martin Kimmig, Chief Risk Officer, Africa, IFC 

15.55 - 16.00

Closing remarks